People pay a lot for insurance. Sometimes it’s not enough to protect them from disaster.

People pay a lot for insurance. Sometimes it’s not enough to protect them from disaster.


Cece Cordon had been living in a used recreational vehicle for a few months with her husband and toddler when Hurricane Helene swept through Hendersonville, N.C., last September, killing more than 100 people in the state and causing $53.8 billion in direct and indirect damage.

The RV was supposed to be a temporary situation after their landlord announced a 30% rent hike on the house they were renting, leading them to consider alternative living arrangements in order to save up and build a home of their own. When the hurricane hit, the RV’s roof started leaking and the ceiling eventually became saturated, along with the walls.

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